1 thought on “Summary of work in the first half of the bank and the plan of the second half of the year”
Jeffery
The work summary of the banking industry in the first half of the year and the plan of the second half of the year The first half of the year is about to pass. We must do a good job of work summary in the first half of the year and the work plan for the second half of the year. The following is the summary of the banking work summary and below for the first half of the year of the banking industry. The half -year plan, I hope to help everyone!
The work summary of the banking industry in the first half of the year and the first half of the plan for the second half of the year, under the correct leadership of the party committee of the Jiaxing Central Branch, the branch The road education practice activities are the main line, with the guidance of the grass -roots central bank's performance, and earnestly implement the spirit of President Zhou Xiaochuan's speech during the investigation and guidance of Jiaxing's middle branch education practice activities and special democratic life. Guidance activities are the opportunity to closely focus on the essential requirements of the financial service real economy, improve financial services, maintain financial stability, develop inclusive finance, broaden financing channels, and create a good financial environment for the construction of the scientific development demonstration site of XX county. In the first half of the year, the three tasks were recognized by the city and county's main leaders. During the on -site investigation and guidance of the mass line education practice activities of President Zhou Xiaochuan, he was highly recognized by President Zhou and Director Zhang Xin, and was reported and praised at the full -jurisdiction of the TV phone conference held by the headquarters. In the first half of the year, the branch focused on the following work: This close to the masses to grasp the route education. According to the unified deployment of the superiors, we will conduct in -depth education and practice activities of the party's mass line, and ensure that the "four are first", that is, the first, the first, the change, and the first. On April 8th, the branch as a representative of the county branch spoke at the Symposium on the Governor Zhou Xiaochuan to investigate and guide the Jiaxing Sino -branch Education Practice Symposium. On May 25, President Zhou Xiaochuan temporarily discussed to visit cadres and employees in the sub -branch and guide the investigation and investigation of the mass line education and practice activities. Do all the preparations. The sub -branch practiced the mass line to actively fulfill the responsibilities of the grass -roots central bank and was highly affirmed by President Zhou, and was highly appreciated and praised by the headquarters Zhang Xin. The people's livelihood grasping Puhui Finance: formulate and distribute plans, and implement 19 Puhui financial work measures in 2014 in 2014. Deepen the "Chunhui Action" three -year operation to carry out 2014 credit assistance Xiaowei and Huimin's "spring rain action". Carried out a series of activities of the "Better Fitness Three Farmers, Creating the Three Letters", and held the construction promotion meeting of the Rural Credit System Pilot Zone and Sanxin Credit Signing of XX County. Farmers' small credit loan credit agreement. Leading with the Science and Technology Bureau and the Economic and Information Bureau signed a three -party cooperation framework agreement with the science and technology type and "machine substitution" enterprise, and established a WeChat exchange platform for science and technology and "machine substitution" enterprises and banking institutions. Further play the role of credit assistance to the transfer fund, and a total of 1.8 billion yuan is transferred. Innovate the establishment of financial consumption rights protection network complaint platform. The development of tight conspiracy development: The "seven utilization" of foreign exchange services help enterprises to avoid risk to avoid risk and reduce costs. The analysis of the total social financing of Jiashan in 2013 was highly affirmed and approved by the county magistrate and deputy county magistrate. The research and analysis of the special research and analysis of XX County's photovoltaic industry was affirmed by the in charge of the deputy county magistrate and forwarded the towns, relevant departments, and financial institutions for learning. Actively strive to strive for the pilot to settle capital for capital, and the centralized operation of foreign exchange funds for multinational companies. Actively propose to the government to carry out a pilot pilot of the mortgage loan business of rural housing property rights. It has been adopted by the government and included in the XX county scientific development comprehensive support reform action plan, and was approved by the provincial government. As the city's pilot, actively create "electronic payment XX county". The city is the first to carry out "cash service demonstration sites". Complete the reform of centralized payment of township financial state treasury. Participating in the city's pedestrian system "strong theory, increase skills, quality" national treasury accounting business knowledge contest won the first prize of the group. . In accordance with the expectations of the masses and enhance the driving force of financial assistance to the construction of demonstration (1) Demonstration leads financial innovation. Combined with Jiashan's actual situation and issued and issued the "Regarding the Comprehensive Deepening of the 2014 Credit Guidance Opinions of Promoting the Comprehensive Deepening of XX County Scientific Development Demonstration Points", guiding the county's banking financial institutions to highlight the focus of credit support, actively promote economic transformation and upgrading, and effectively do a good job of finance. Trial assistance to the construction of the construction demonstration site of the scientific development of XX counties. In -depth implementation of the spirit of the six ministries and commissions, "Opinions on vigorously promoting the innovation of institutional mechanisms and doing a good job in science and technology and financial services", lead the XX County Science and Technology Bureau and the County Economic and Information Bureau to jointly sign financial support technology and "machine substitution" enterprise three -party cooperation framework framework. Agreement, the establishment of a WeChat exchange platform for science and technology and "machine substitutions" enterprises and banking institutions to achieve all -weather barrier -free services for financial services. Explore the pilot of mortgage loans of rural housing property rights, and actively recommend the government's pilot pilot business for rural housing property rights mortgage loans. It is adopted by the government and included in the XX county scientific development comprehensive support reform action plan, and was approved by the provincial government. In conjunction with Jiaxing China Branch jointly carried out a survey of the pilot pilot pilot pilot of farm houses, held a seminar on the pilot work of farm house mortgage loans, and actively strived to carry out pilot activities. (2) Action promotes financial inclusiveness. The "" Implementation Plan for "Close to the Mass and Serving the People's Livelihood" 2014 XX County Puhui Financial Implementation Plan ", from optimizing the structure to increase credit input, innovate services to broaden financing channels, increase construction to improve the credit environment, strive for resources to optimize financial allocation, enhance service services Promote convenient payment and popularization of knowledge to ensure the implementation of 19 Puhui financial work measures. The XX County Finance Bureau and the Economic and Information Bureau jointly launched the 2014 credit assistance Xiaowei with the theme of "practicing the mass line and serving small and medium -sized enterprises". A working conference was held to break down and implement small and micro enterprises with good market prospects and strong competitiveness in all year's credit support to ensure that the growth rate of small and micro enterprise loans is not lower than the growth rate of all loans, and new small and micro enterprise loans are added throughout the year. 1,000, 6,250 personal loans of people's livelihood, and a total of 4 billion yuan of new small and micro enterprises and people's livelihood groups in the year. Actively reported to the superiors to obtain 50 million yuan of re -loan loans of two supporting farmers, accounting for 50%of the total amount of re -loan increases in Jiaxing's city, and effectively enhanced the financial support of Huinong farmers. Further publicize, manage, and play the role of small and medium -sized enterprises to transfer funds, and effectively help growth SMEs solve the difficulty of capital turnover. Cumulative loans of 520, 1.851 billion yuan, 178 companies have benefited from leaders at all levels and praise from all walks of life. (3) Sanxin with excellent financial ecology. The series of "Better Fitness Three Farmers, Creating Three Letters" series of activities. The construction promotion meeting of the Rural Credit System Pilot Zone and Sanxin Credit Credit Signing of the Rural Credit System of XX County was held. The on -site "wholesale" loan cooperation agreement with a total amount of 260 million yuan and the signing of the credit loan credit agreement for farmer micro -credit loans. Deepen the evaluation of "credit towns, credit villages, and credit users". In the first half of the year, 1 provincial -level credit village, 1 municipal credit town, 15 credit villages, 2 county -level credit towns, and 70 credit villages. Guide Jiashan Rural Commercial Bank to formulate and introduce preferential financial policies on the results of the "Three Letters" assessment, promote the development of the "Agricultural" character -oriented series of loan products, amplify the limited amount of credit loans from 100,000 yuan to 300,000 yuan. Essence (4) Research and guidance of financial development. Organized the annual survey information work meeting of the branch to implement the task of research on all members. Actively give play to the role of youth innovation work interest groups, increase the research on topics, and strive to cultivate research youth teams. The special research and analysis of the total social financing and the photovoltaic industry has been highly affirmed and approved by the county leaders. "Development and Financial Support of Farmers 'Professional Cooperative -Taking XX County as an Example", "Research on the Feasibility of Monetization of Farmers' Property Rights -Taking the Rural Housing Mortgage Loan of XX County", "Analysis of the new situation of Jiashan local government debt operation Three investigations of the Situation and Risk Solution "were hired by the" Zhejiang Financial Survey and Analysis ". Relying on the platform of the financial society to improve the level of grass -roots financial research, the XX County Financial Society was selected by the County Civil Affairs Bureau as a 4A -level social organization, and was selected by the County Science and Technology Association as an advanced collective in 2013. Organized the financial system to carry out the annual bidding activities of the Municipal Finance Society and the County Science and Technology Association. . In order to protect the interests of the masses and improve the prevention and control of regional financial risks (1) Strengthen comprehensive management. Organized the comprehensive evaluation of banking institutions in 2013, and evaluated and scored and notified the business tasks of 14 banking institutions in the county. In the first half of the year, the opening and approval of the two new branches of the two new branches, and organized 6 heads of the second -level branch to conduct a qualification examination. Organize the on -site inspections of county ICBC, Bank of Communications, and Postal Savings Banks to conduct cash receipts and counterfeit currency collection appraisal business. Participate in the 2013 assessment and evaluation of 5 small loan companies in its jurisdiction. The XX County Economic and Information Bureau, the Finance Bureau, and the CBRC and other departments were reviewed on the spot and jointly declared the application for 3 banks in the 2013 small enterprise loan risk compensation. Organize small loan companies to conduct statistical business counseling. (2) Strengthen risk monitoring. Strengthen the management loan management of legal entities within their jurisdiction, urge the banking institutions to make good use of the scale of the credit scale, and actively communicate the actual scale needs to the superiors at the same time. Effectively do a good job of liquidity monitoring and management of small legal entities in the jurisdiction before the Spring Festival, arrange the piloting pilot operation of legal entities in the jurisdiction to carry out the support of the support of the people's bank branch, and provide short -term liquidity support to the eligible small and medium -sized financial institutions. Organize the seminar on the exchange of private loan interest rate monitoring points in the quarter. Supervise the counseling of Jiashan Rural Commercial Bank regularly to do a good job of qualified and prudent assessment, and at the same time strengthen the management of interest rate management of short -term interbank. According to the unified deployment of the superior, in accordance with the "Quality Touring System for the Credit Assets of XX Municipal Bank", the quality of the bank's credit assets is launched in a timely manner. On -site tour, on -site investigation and understanding the dynamic and clearing of non -performing loans of bank institutions. Complete the evaluation of the effective effect of agricultural credit policy in 2013. The work summary of the banking industry in the first half of the year and the plan of the second half of the year In the first half of the year, in accordance with the work deployment of the head office and the XX Sub -branch, our branch conscientiously implemented the work policy of the "XXXX, XXXX, and XXXX" of the entire bank, and fully cooperated with the outlets to transform the transformation. Work, strengthen the construction of employee teams, strengthen internal control and risk management, work together to implement the work implementation, ensure the steady operation of various indicators in the first half of this year, and lays a solid foundation for the completion of the annual target tasks. . The completion of various indicators The first year of this year was affected by factors such as the debt crisis of many European countries and the downturn in the domestic market economy. The development of the financial system has been slowed down, which has increased the difficulty of the development of the financial industry. In an environmentally unfavorable environment, our branch is concentric, and all employees work together to complete the indicators in the first half of the year. As of the end of June, our branch; (1) Company indicators have increased significantly. At the end of June, the balance of public deposits was XXX 100 million, which was newly added XXXX 100 million yuan at the beginning of the year. The average date of the public deposit is increased by XXXX, and the XXX Sub -branch area is No. X in all outlets, and the new public account XX households. In order to avoid risks through credit -granting business, in the first half of the year, our branch recovered a total of personal loans XXX 10,000 yuan to avoid risks caused by interest rate fluctuations and conducted XXXXX. The fourth -level non -performing loan recovered XXXX 10,000 yuan, and the overall quality has improved. (2) Golden indicators better complete the annual plan. Data in May, of the 14 comparison indicators, XXX items exceeded XX points, and 5 items were fully scored. Savings deposit balance XX 100 million yuan, an increase of XXXX 10,000 yuan from the beginning of the year. The third place in the outlets of the XX Sub -branch, the newly added salary customers XXX; the effective consumption of bank cards XXX; The replacement rate XXX; the individual online banking effectively adds the number of new customers XXXX. . The main work review in the first half of the year. (1) Persist in employees -oriented, pay close attention to the construction of employees, fully mobilize the enthusiasm of employees' work, enhance employee organization's sense of belonging, and strive to create a united, harmonious and efficient combat collective. This year, our branch has taken the team building as the first priority. It is really developing, and it is true to do practical things. First, the establishment of the XXXX Sub -branch marketing award and employees who have contributed to the development of the branch. While obtaining the marketing award of the branch, the XXX Sub -branch increases additional rewards; second, regularly organize training to improve the overall quality of employees. The special person first understands and sort out, and hand over the key points of refining to the employees to study, and discuss the difficulties. Make high business accuracy. The third is to warm people with affection. When the employees are sick or their families are in trouble, they will timely extend their assistance to increase assistance. (2) Adhere to customer -oriented, sort out its own business structure, and use product marketing and personalized services as a means to further expand the customer group and ensure the rapid development of various businesses of the branch. The XXX Sub -branch has the remaining customers XXX, and the number of outlets in the area is second. The company's customer deposits account for 77%of the total deposit. How to use the rare personnel marketing services is the focus of work. Our sub -branch has established the following ways; 1 is to establish its own customer hierarchical marketing system. While developing new customers, we should pay attention to maintaining stock customers. The customer has the deposit of 1 million-5 million, 5 million-10 million, and more than 10 million or more. Different levels, organize marketing personnel to separate marketing; the second is to further improve the monitoring system of deposit customers, lock the average daily balance of more than 10,000 yuan deposit customers, pay key monitoring, enhance the response sensitivity to the abnormal changes in customer deposits, adjust marketing in time to adjust marketing in time Strategy; Third, to increase public service tellers. At present, our branch arranges the X name to public non -cash teller. The X cash is prioritized to the public to meet the daily public business; Contact, notify our policy and product information to customers as soon as possible. (3) Implement the work spirit of the head office and XXX branch, and vigorously promote the flat work. The flatization of business outlets is a modern bank structure trend. After flatization, it can achieve 3 layers of intensive management models, greatly reducing non -operating pressure on outlets, releasing human resources of grass -roots outlets, and stimulating outlets of operating vitality. Our branch ensures that the spirit and document content of each jurisdiction of each underlying branch will be passed to each employee as soon as possible, and a meeting will be held regularly to promote the advantages of flat management, improving employees' ideas, and ensuring Timely change your mind, actively participate in the bidding activities at all levels of the branch, and no adverse events occur. . Some problems in work in the first half of the year. The layered management of high -end customers is still in its infancy. Although our sub -branch has established the customer hierarchical marketing management measures by itself, the hierarchical management of high -end customer management is still in its infancy, and a set of high -end high -end high -end needs to be established. Customer differentiation service systems, so that there are methods for outlet marketing work to be followed, and resources are available. Only through some high -end cultural salons, economic forums and other services can we attract customers and retain customers. It, the team's team needs to be further strengthened. At present, we have fewer products, fewer customer managers and less experience; most of the wealth management business market is relatively poor; The results are obviously stretched in attracting new customers. It is the new business system in early June, and it takes a certain amount of time to run in well. Fourth, the work method of the second half of the year The first half of this year, our banks' business work has developed steadily, and various indicators have greatly improved compared with last year. But we must also soberly recognize the huge difficulties and challenges we face in the second half of the year. In the second half of this year, the central bank may still cut interest rates again, and due to the loosening of interest rate pricing power, it has some difficulties in my marketing work. The focus of our work in the second half of the year: 1. Continue to grasp team building to further enhance the sense of organization and professional mission of all employees. Increase the inspection of civilized services, improve employee business quality, service awareness and customer communication skills. 2. Further increase the work of marketing customers and service customers, further consolidate and develop the results that have been achieved in the first half of the year, and do their best to complete the goal tasks throughout the year. ;
The work summary of the banking industry in the first half of the year and the plan of the second half of the year
The first half of the year is about to pass. We must do a good job of work summary in the first half of the year and the work plan for the second half of the year. The following is the summary of the banking work summary and below for the first half of the year of the banking industry. The half -year plan, I hope to help everyone!
The work summary of the banking industry in the first half of the year and the first half of the plan for the second half of the year, under the correct leadership of the party committee of the Jiaxing Central Branch, the branch The road education practice activities are the main line, with the guidance of the grass -roots central bank's performance, and earnestly implement the spirit of President Zhou Xiaochuan's speech during the investigation and guidance of Jiaxing's middle branch education practice activities and special democratic life. Guidance activities are the opportunity to closely focus on the essential requirements of the financial service real economy, improve financial services, maintain financial stability, develop inclusive finance, broaden financing channels, and create a good financial environment for the construction of the scientific development demonstration site of XX county. In the first half of the year, the three tasks were recognized by the city and county's main leaders. During the on -site investigation and guidance of the mass line education practice activities of President Zhou Xiaochuan, he was highly recognized by President Zhou and Director Zhang Xin, and was reported and praised at the full -jurisdiction of the TV phone conference held by the headquarters.
In the first half of the year, the branch focused on the following work:
This close to the masses to grasp the route education. According to the unified deployment of the superiors, we will conduct in -depth education and practice activities of the party's mass line, and ensure that the "four are first", that is, the first, the first, the change, and the first. On April 8th, the branch as a representative of the county branch spoke at the Symposium on the Governor Zhou Xiaochuan to investigate and guide the Jiaxing Sino -branch Education Practice Symposium. On May 25, President Zhou Xiaochuan temporarily discussed to visit cadres and employees in the sub -branch and guide the investigation and investigation of the mass line education and practice activities. Do all the preparations. The sub -branch practiced the mass line to actively fulfill the responsibilities of the grass -roots central bank and was highly affirmed by President Zhou, and was highly appreciated and praised by the headquarters Zhang Xin.
The people's livelihood grasping Puhui Finance: formulate and distribute plans, and implement 19 Puhui financial work measures in 2014 in 2014. Deepen the "Chunhui Action" three -year operation to carry out 2014 credit assistance Xiaowei and Huimin's "spring rain action". Carried out a series of activities of the "Better Fitness Three Farmers, Creating the Three Letters", and held the construction promotion meeting of the Rural Credit System Pilot Zone and Sanxin Credit Signing of XX County. Farmers' small credit loan credit agreement. Leading with the Science and Technology Bureau and the Economic and Information Bureau signed a three -party cooperation framework agreement with the science and technology type and "machine substitution" enterprise, and established a WeChat exchange platform for science and technology and "machine substitution" enterprises and banking institutions. Further play the role of credit assistance to the transfer fund, and a total of 1.8 billion yuan is transferred. Innovate the establishment of financial consumption rights protection network complaint platform.
The development of tight conspiracy development: The "seven utilization" of foreign exchange services help enterprises to avoid risk to avoid risk and reduce costs. The analysis of the total social financing of Jiashan in 2013 was highly affirmed and approved by the county magistrate and deputy county magistrate. The research and analysis of the special research and analysis of XX County's photovoltaic industry was affirmed by the in charge of the deputy county magistrate and forwarded the towns, relevant departments, and financial institutions for learning. Actively strive to strive for the pilot to settle capital for capital, and the centralized operation of foreign exchange funds for multinational companies. Actively propose to the government to carry out a pilot pilot of the mortgage loan business of rural housing property rights. It has been adopted by the government and included in the XX county scientific development comprehensive support reform action plan, and was approved by the provincial government. As the city's pilot, actively create "electronic payment XX county". The city is the first to carry out "cash service demonstration sites". Complete the reform of centralized payment of township financial state treasury. Participating in the city's pedestrian system "strong theory, increase skills, quality" national treasury accounting business knowledge contest won the first prize of the group.
. In accordance with the expectations of the masses and enhance the driving force of financial assistance to the construction of demonstration
(1) Demonstration leads financial innovation. Combined with Jiashan's actual situation and issued and issued the "Regarding the Comprehensive Deepening of the 2014 Credit Guidance Opinions of Promoting the Comprehensive Deepening of XX County Scientific Development Demonstration Points", guiding the county's banking financial institutions to highlight the focus of credit support, actively promote economic transformation and upgrading, and effectively do a good job of finance. Trial assistance to the construction of the construction demonstration site of the scientific development of XX counties. In -depth implementation of the spirit of the six ministries and commissions, "Opinions on vigorously promoting the innovation of institutional mechanisms and doing a good job in science and technology and financial services", lead the XX County Science and Technology Bureau and the County Economic and Information Bureau to jointly sign financial support technology and "machine substitution" enterprise three -party cooperation framework framework. Agreement, the establishment of a WeChat exchange platform for science and technology and "machine substitutions" enterprises and banking institutions to achieve all -weather barrier -free services for financial services. Explore the pilot of mortgage loans of rural housing property rights, and actively recommend the government's pilot pilot business for rural housing property rights mortgage loans. It is adopted by the government and included in the XX county scientific development comprehensive support reform action plan, and was approved by the provincial government. In conjunction with Jiaxing China Branch jointly carried out a survey of the pilot pilot pilot pilot of farm houses, held a seminar on the pilot work of farm house mortgage loans, and actively strived to carry out pilot activities.
(2) Action promotes financial inclusiveness. The "" Implementation Plan for "Close to the Mass and Serving the People's Livelihood" 2014 XX County Puhui Financial Implementation Plan ", from optimizing the structure to increase credit input, innovate services to broaden financing channels, increase construction to improve the credit environment, strive for resources to optimize financial allocation, enhance service services Promote convenient payment and popularization of knowledge to ensure the implementation of 19 Puhui financial work measures. The XX County Finance Bureau and the Economic and Information Bureau jointly launched the 2014 credit assistance Xiaowei with the theme of "practicing the mass line and serving small and medium -sized enterprises". A working conference was held to break down and implement small and micro enterprises with good market prospects and strong competitiveness in all year's credit support to ensure that the growth rate of small and micro enterprise loans is not lower than the growth rate of all loans, and new small and micro enterprise loans are added throughout the year. 1,000, 6,250 personal loans of people's livelihood, and a total of 4 billion yuan of new small and micro enterprises and people's livelihood groups in the year. Actively reported to the superiors to obtain 50 million yuan of re -loan loans of two supporting farmers, accounting for 50%of the total amount of re -loan increases in Jiaxing's city, and effectively enhanced the financial support of Huinong farmers. Further publicize, manage, and play the role of small and medium -sized enterprises to transfer funds, and effectively help growth SMEs solve the difficulty of capital turnover. Cumulative loans of 520, 1.851 billion yuan, 178 companies have benefited from leaders at all levels and praise from all walks of life.
(3) Sanxin with excellent financial ecology. The series of "Better Fitness Three Farmers, Creating Three Letters" series of activities. The construction promotion meeting of the Rural Credit System Pilot Zone and Sanxin Credit Credit Signing of the Rural Credit System of XX County was held. The on -site "wholesale" loan cooperation agreement with a total amount of 260 million yuan and the signing of the credit loan credit agreement for farmer micro -credit loans. Deepen the evaluation of "credit towns, credit villages, and credit users". In the first half of the year, 1 provincial -level credit village, 1 municipal credit town, 15 credit villages, 2 county -level credit towns, and 70 credit villages. Guide Jiashan Rural Commercial Bank to formulate and introduce preferential financial policies on the results of the "Three Letters" assessment, promote the development of the "Agricultural" character -oriented series of loan products, amplify the limited amount of credit loans from 100,000 yuan to 300,000 yuan. Essence
(4) Research and guidance of financial development. Organized the annual survey information work meeting of the branch to implement the task of research on all members. Actively give play to the role of youth innovation work interest groups, increase the research on topics, and strive to cultivate research youth teams. The special research and analysis of the total social financing and the photovoltaic industry has been highly affirmed and approved by the county leaders. "Development and Financial Support of Farmers 'Professional Cooperative -Taking XX County as an Example", "Research on the Feasibility of Monetization of Farmers' Property Rights -Taking the Rural Housing Mortgage Loan of XX County", "Analysis of the new situation of Jiashan local government debt operation Three investigations of the Situation and Risk Solution "were hired by the" Zhejiang Financial Survey and Analysis ". Relying on the platform of the financial society to improve the level of grass -roots financial research, the XX County Financial Society was selected by the County Civil Affairs Bureau as a 4A -level social organization, and was selected by the County Science and Technology Association as an advanced collective in 2013. Organized the financial system to carry out the annual bidding activities of the Municipal Finance Society and the County Science and Technology Association.
. In order to protect the interests of the masses and improve the prevention and control of regional financial risks
(1) Strengthen comprehensive management. Organized the comprehensive evaluation of banking institutions in 2013, and evaluated and scored and notified the business tasks of 14 banking institutions in the county. In the first half of the year, the opening and approval of the two new branches of the two new branches, and organized 6 heads of the second -level branch to conduct a qualification examination. Organize the on -site inspections of county ICBC, Bank of Communications, and Postal Savings Banks to conduct cash receipts and counterfeit currency collection appraisal business. Participate in the 2013 assessment and evaluation of 5 small loan companies in its jurisdiction. The XX County Economic and Information Bureau, the Finance Bureau, and the CBRC and other departments were reviewed on the spot and jointly declared the application for 3 banks in the 2013 small enterprise loan risk compensation. Organize small loan companies to conduct statistical business counseling.
(2) Strengthen risk monitoring. Strengthen the management loan management of legal entities within their jurisdiction, urge the banking institutions to make good use of the scale of the credit scale, and actively communicate the actual scale needs to the superiors at the same time. Effectively do a good job of liquidity monitoring and management of small legal entities in the jurisdiction before the Spring Festival, arrange the piloting pilot operation of legal entities in the jurisdiction to carry out the support of the support of the people's bank branch, and provide short -term liquidity support to the eligible small and medium -sized financial institutions. Organize the seminar on the exchange of private loan interest rate monitoring points in the quarter. Supervise the counseling of Jiashan Rural Commercial Bank regularly to do a good job of qualified and prudent assessment, and at the same time strengthen the management of interest rate management of short -term interbank. According to the unified deployment of the superior, in accordance with the "Quality Touring System for the Credit Assets of XX Municipal Bank", the quality of the bank's credit assets is launched in a timely manner. On -site tour, on -site investigation and understanding the dynamic and clearing of non -performing loans of bank institutions. Complete the evaluation of the effective effect of agricultural credit policy in 2013.
The work summary of the banking industry in the first half of the year and the plan of the second half of the year
In the first half of the year, in accordance with the work deployment of the head office and the XX Sub -branch, our branch conscientiously implemented the work policy of the "XXXX, XXXX, and XXXX" of the entire bank, and fully cooperated with the outlets to transform the transformation. Work, strengthen the construction of employee teams, strengthen internal control and risk management, work together to implement the work implementation, ensure the steady operation of various indicators in the first half of this year, and lays a solid foundation for the completion of the annual target tasks.
. The completion of various indicators
The first year of this year was affected by factors such as the debt crisis of many European countries and the downturn in the domestic market economy. The development of the financial system has been slowed down, which has increased the difficulty of the development of the financial industry. In an environmentally unfavorable environment, our branch is concentric, and all employees work together to complete the indicators in the first half of the year. As of the end of June, our branch;
(1) Company indicators have increased significantly. At the end of June, the balance of public deposits was XXX 100 million, which was newly added XXXX 100 million yuan at the beginning of the year. The average date of the public deposit is increased by XXXX, and the XXX Sub -branch area is No. X in all outlets, and the new public account XX households. In order to avoid risks through credit -granting business, in the first half of the year, our branch recovered a total of personal loans XXX 10,000 yuan to avoid risks caused by interest rate fluctuations and conducted XXXXX. The fourth -level non -performing loan recovered XXXX 10,000 yuan, and the overall quality has improved.
(2) Golden indicators better complete the annual plan. Data in May, of the 14 comparison indicators, XXX items exceeded XX points, and 5 items were fully scored. Savings deposit balance XX 100 million yuan, an increase of XXXX 10,000 yuan from the beginning of the year. The third place in the outlets of the XX Sub -branch, the newly added salary customers XXX; the effective consumption of bank cards XXX; The replacement rate XXX; the individual online banking effectively adds the number of new customers XXXX.
. The main work review in the first half of the year.
(1) Persist in employees -oriented, pay close attention to the construction of employees, fully mobilize the enthusiasm of employees' work, enhance employee organization's sense of belonging, and strive to create a united, harmonious and efficient combat collective. This year, our branch has taken the team building as the first priority. It is really developing, and it is true to do practical things. First, the establishment of the XXXX Sub -branch marketing award and employees who have contributed to the development of the branch. While obtaining the marketing award of the branch, the XXX Sub -branch increases additional rewards; second, regularly organize training to improve the overall quality of employees. The special person first understands and sort out, and hand over the key points of refining to the employees to study, and discuss the difficulties. Make high business accuracy. The third is to warm people with affection. When the employees are sick or their families are in trouble, they will timely extend their assistance to increase assistance.
(2) Adhere to customer -oriented, sort out its own business structure, and use product marketing and personalized services as a means to further expand the customer group and ensure the rapid development of various businesses of the branch. The XXX Sub -branch has the remaining customers XXX, and the number of outlets in the area is second. The company's customer deposits account for 77%of the total deposit. How to use the rare personnel marketing services is the focus of work. Our sub -branch has established the following ways;
1 is to establish its own customer hierarchical marketing system. While developing new customers, we should pay attention to maintaining stock customers. The customer has the deposit of 1 million-5 million, 5 million-10 million, and more than 10 million or more. Different levels, organize marketing personnel to separate marketing; the second is to further improve the monitoring system of deposit customers, lock the average daily balance of more than 10,000 yuan deposit customers, pay key monitoring, enhance the response sensitivity to the abnormal changes in customer deposits, adjust marketing in time to adjust marketing in time Strategy; Third, to increase public service tellers. At present, our branch arranges the X name to public non -cash teller. The X cash is prioritized to the public to meet the daily public business; Contact, notify our policy and product information to customers as soon as possible.
(3) Implement the work spirit of the head office and XXX branch, and vigorously promote the flat work. The flatization of business outlets is a modern bank structure trend. After flatization, it can achieve 3 layers of intensive management models, greatly reducing non -operating pressure on outlets, releasing human resources of grass -roots outlets, and stimulating outlets of operating vitality. Our branch ensures that the spirit and document content of each jurisdiction of each underlying branch will be passed to each employee as soon as possible, and a meeting will be held regularly to promote the advantages of flat management, improving employees' ideas, and ensuring Timely change your mind, actively participate in the bidding activities at all levels of the branch, and no adverse events occur.
. Some problems in work in the first half of the year.
The layered management of high -end customers is still in its infancy. Although our sub -branch has established the customer hierarchical marketing management measures by itself, the hierarchical management of high -end customer management is still in its infancy, and a set of high -end high -end high -end needs to be established. Customer differentiation service systems, so that there are methods for outlet marketing work to be followed, and resources are available. Only through some high -end cultural salons, economic forums and other services can we attract customers and retain customers.
It, the team's team needs to be further strengthened. At present, we have fewer products, fewer customer managers and less experience; most of the wealth management business market is relatively poor; The results are obviously stretched in attracting new customers.
It is the new business system in early June, and it takes a certain amount of time to run in well. Fourth, the work method of the second half of the year
The first half of this year, our banks' business work has developed steadily, and various indicators have greatly improved compared with last year. But we must also soberly recognize the huge difficulties and challenges we face in the second half of the year. In the second half of this year, the central bank may still cut interest rates again, and due to the loosening of interest rate pricing power, it has some difficulties in my marketing work. The focus of our work in the second half of the year:
1. Continue to grasp team building to further enhance the sense of organization and professional mission of all employees. Increase the inspection of civilized services, improve employee business quality, service awareness and customer communication skills.
2. Further increase the work of marketing customers and service customers, further consolidate and develop the results that have been achieved in the first half of the year, and do their best to complete the goal tasks throughout the year.
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